#!/bin/bash
hour=`date | awk {'print $4'} | cut -d":" -f1`
min=`date | awk {'print $4'} | cut -d":" -f2`
if [ $hour -gt 12 ]; then
say -v Fred `expr $hour - 12`
else
say -v Victoria $hour
fi
say -v Victoria $min
say -v Victoria "time to go to work"
exit
Remember to make it executable (chmod 755 script_name)...
[robg adds: Speaking of which, it's about time for me to go to work!]

